Free tools

Financial calculators for Quebecers

Estimate salaries, taxes, mortgages and more — for free.

WorkNet salary Quebec

Calculate your net salary in Quebec from gross: federal and provincial tax, Quebec Pension Plan (QPP), Quebec Parental Insurance Plan (QPIP), Employment Insurance (EI). 2026 results.

WorkHourly to annual salary

Convert hourly wage and annual salary. For Quebec workers.

WorkRQAP benefits

Estimate your RQAP benefits: maternity (exclusive + shareable weeks), parental for the other parent, or adoption. Quebec 2026.

WorkRRQ retirement pension

Estimate your Quebec Pension Plan (QPP) pension from your earnings history.

WorkVacation pay

Calculate annual vacation pay (4% or 6%) under Quebec labour standards.

WorkOvertime pay

Calculate overtime pay (1.5× after 40 hrs/week) in Quebec.

WorkSeverance pay

Estimate notice period and pay in lieu under CNESST (Quebec labour standards board) rules.

Real estateWelcome tax

Calculate transfer duties (welcome tax) in Quebec: Montreal, Laval, Quebec City, etc. 2026.

Real estateMortgage payment

Calculate mortgage payments (Canadian semi-annual compounding).

Real estateBorrowing capacity

Estimate your borrowing capacity (GDS/TDS) with stress test in Quebec.

Real estateDown payment and CMHC insurance

Calculate down payment, CMHC insurance and QST on premium. Quebec 2026.

Real estateDebt ratio (GDS/TDS)

Calculate your GDS and TDS ratios for home purchase in Quebec.

Real estateClosing costs

Estimate closing costs (notary, inspection, etc.) for a purchase in Quebec.

FinanceGST and QST

Calculate GST (5%) and QST (9.975%): add or remove taxes. Quebec.

FinanceCompound interest

Calculate investment growth with compound interest.

FinanceRRSP contribution

Calculate your RRSP contribution room and tax impact. 2026.

FinanceTFSA growth

Project your TFSA growth (2026 limit: $7,000).

FinanceRetirement savings

Estimate how much to save for retirement based on your goals.

FinanceDebt repayment

Calculate debt repayment (payments, interest, timeline).

FinanceInvestment return

Calculate investment return (annualized rate of return).